How We Underwrite
We evaluate the project and the sponsor. Not a checklist. Not a template.
Institutional math plus principal judgment — on every file submitted to our Beverly Hills and Kansas City desks.
Lender-grade analysis in 60 seconds.
Our Scenario Desk, Flip Lab, STR Signal, and Sponsor Brief engines score every deal on the exact metrics institutional credit committees use: DSCR, LTV, LTC, ARV spread, debt yield, and cap rate. The math is done before an underwriter opens your file.
12+ capital programs. One intake.
Every deal is routed to the best-fit program across our balance sheet and institutional capital network — DSCR rentals, fix-and-flip bridges, STR loans, multifamily, ground-up, bridge, and portfolio lines. You submit once.
A decision-maker on every file.
No LO handoffs. No voicemail chains. When judgment is required — a re-zoning delay, a comp exception, a subordinate county note, or a late 1031 rescue — you speak directly with the desk sizing the structure.